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Invest in secure fixed deposits with competitive returns. Compare FD options and receive expert investment guidance from Capitex Wealth. Know Fixed Deposits Fixed Deposits are most popular investments for most investors. The key features that make them popular is safety, Liquidity (you can withdraw the amount by paying a small penalty anytime before maturity) and the returns are known in advance as Fixed Deposits indicate the rate of interest that any investor will earn The interest income that you earn from Fixed Deposits gets added to your total income and hence the tax rate that is applicable depends on your total income. If you are in the highest tax bracket then you will be paying a tax rate of 30% plus applicable surcharges. Most investors are also subject to Tax Deduction at Source (TDS) on the interest payments. Bank Fixed Deposits Bank Fixed Deposits Returns are fixed & not subject to any market fluctuations In FDs, there is no scope for capital gain or loss These attract higher tax rate. Tax is also applicable on accrued income which is due to be received Penalty is levied on premature withdrawal Interest income is taxed. If the interest paid exceeds Rs. 10,000 Funds are locked in until maturity date Fixed Deposits Secure Your Savings with Guaranteed Returns Looking for a safe and reliable investment option? Fixed Deposits (FDs) offer stable, predictable returns while protecting your capital from market fluctuations. At Capitex, we help you choose the right Fixed Deposit from leading banks and NBFCs based on your financial goals, liquidity needs, and investment horizon. Whether you're building an emergency fund, saving for a major milestone, or seeking a steady income, our advisors ensure you invest in the most suitable FD with complete transparency. START YOUR JOURNEY TALK TO EXPERT

Capitex Wealth offers expert wealth management, mutual funds, SIP, fixed deposits, CGP, and personalized investment advisory services to help you achieve your financial goals. India's #1 Emerging Investing Platform Wealth Managed With Conviction. A full-service wealth consultancy helping individuals and families build, grow, and protect capital — through disciplined investment planning, market-linked strategies, and personalised advisory. START YOUR JOURNEY EXPLORE PLANS ₹50 Cr+ Asset under Advisory 10+ Years Experts on Board 1.68x Profit Gained By Investors WHO WE ARE Your capital deserves a dedicated partnership. 01 Personalised Planning Every investor has a unique financial situation, risk appetite, and life goal. We build plans around you — not around a product catalogue. 02 Transparent Advisory We explain every recommendation in plain language. You will always know what you are invested in, why, and what it costs. 04 Regulated & Accountable Capitex operates under applicable regulatory frameworks. Client assets are held in their own accounts at every stage. 03 Long-Term Discipline Wealth is built over years, not months. We help you stay invested through market cycles rather than react to short-term noise. Investment Options The right instrument for every investor. India's investment landscape offers several well-established paths. Understanding each option — its risk profile, liquidity, and realistic return potential — is the foundation of smart financial planning. Professionally Managed Mutual Funds 8-17% Varies by category · Not guaranteed SEBI-regulated, professionally managed Diversification across stocks, bonds, sectors Wide range: debt, equity, hybrid, index Transparent NAV published daily Ideal for: Most investor profiles, any goal View More Bank Product Fixed Deposit 6.5-7.5% Per annum · Current market rates Capital fully protected up to ₹5L (DICGC) Fixed returns — fixed at booking Low liquidity — penalty on early exit Interest taxed as regular income Ideal for: Conservative investors, short-term parking View More Disciplined Investing SIP — Systematic Investment Plan 10-14% Historical CAGR · Long-term average Start with as little as ₹500/month Rupee-cost averaging reduces timing risk Market-linked — returns vary year to year High liquidity — redeem any business day Ideal for: Salaried investors, long-term goals View More Capitex Exclusive CIMP — Collective Investment Plan 12-18% Returns & Secured Growth Managed collective equity portfolio Four entry tiers from ₹10,000 to ₹1,00,000 Open ended structured participation cycle Investment component for participants Ideal for: Growth-oriented, medium-term horizon View More Capitex Exclusive CGP — Capital Growth Plan 16-20% Per Annum Returns Structured Payout (open-ended) 16-20% annual growth on invested principal Minimum investment ₹2,00,000 Monthly payout directly to linked bank account Ideal for investors seeking regular income View More PARENT COMPANY Capitex Infra Real estate acquisition, development & disposal BACK & FUNDS Capital flow & institutional credibility WEALTH MANAGEMENT ARM Capitex Wealth Investment advisory, SIP, MUTUAL FUND & CIMP GROUP COMPANY BACKED BY Capitex Infra INFRASTRUCTURE. REAL ESTATE. PROPERTY DEVELOPMENT Capitex Private Wealth is backed by Capitex Infra — a real estate and infrastructure company with an active portfolio of property acquisitions, developments, and strategic disposals across Indian growth markets. Capitex Infra identifies undervalued properties, acquires them at strategic entry points, improves or develops them where appropriate, and sells at a profit — generating real, asset-backed returns from India's expanding real estate market. This institutional foundation means Capitex Private Wealth is not a standalone advisory firm. It is the wealth management arm of an established group with hard assets, operational track record, and skin in the game. How Capitex Infra Creates Value 01 Identify & Acquire Capitex Infra scouts residential, commercial, and land parcels in high-growth corridors — focusing on markets where demand is rising faster than supply. Properties are acquired at below-market or distressed valuations where possible. 02 Develop or Hold Depending on the asset type and market cycle, properties are either developed to unlock value — through construction, renovation, or zoning improvements — or held strategically while market appreciation accrues. 03 Sell at Profit Assets are disposed of at peak valuation — generating returns that flow back into the group and fund Capitex Private Wealth's operations, credibility, and capital base. The cycle repeats, compounding group value over time. PROPERTY CATEGORIES RESIDENTIAL Apartments, villas & plotted developments COMMERCIAL Office spaces, retail & mixed-use assets LAND & DEVELOPMENT Strategic land parcels in growth corridors ₹55 Cr+ Property portfolio value 60+ Properties transacted 5 Cities Active market presence LEARN ABOUT CAPITEX INFRA Getting Started From inquiry to investment — four simple steps. 01 Free Consultation A 30-minute conversation with a Capitex advisor to understand your financial goals, risk comfort, and investment horizon. No commitment required. 02 Plan Recommendation We recommend the investment option most suited to your profile — whether that is a bank FD, SIP, mutual fund, or the CIMP programme. 03 Documentation Complete your KYC, sign your investment agreement, and fund your account. Our team walks you through every form. Monitor & Grow 04 Access your portfolio dashboard anytime. Receive monthly statements. Speak with your advisor at any scheduled START YOUR JOURNEY COMPARE PLANS Free Resources Build your financial knowledge — for free. Eight e-books written in plain language for Indian investors at every stage. Download any guide instantly — no cost, no catch. Just knowledge that helps you make better decisions with your money. Everything you need to start investing confidently — even if you've never bought a single unit or share in your life. Saving vs investing — the critical difference How to open a demat account in 15 minutes 5 mistakes every first-time investor makes DOWNLOAD FREE The truth about fixed deposits, inflation, and why "safe" is not always the same as "smart" when it comes to your savings. How inflation silently erodes FD returns Real purchasing power — what your money buys in 10 years A step-by-step plan to gradually shift to growth DOWNLOAD FREE The complete financial starter kit for anyone drawing a monthly salary — from emergency funds to tax-saving investments. Direct vs regular plans — the cost you don't see How to read a fund factsheet in 5 minutes When to exit a fund — the honest answer DOWNLOAD FREE Frequently Asked Questions What is Capitex? Capitex is a Financial Growth Services & Planning company dedicated to helping individuals and businesses achieve their financial goals through professional guidance and solutions. Who can join Capitex? Any individual who meets the company's eligibility criteria and completes the required verification process. Is my personal information secure? Yes. We use appropriate security measures to protect your personal and financial information. How do I register? You can register through our official website, mobile application, or an authorized Capitex Advisor. Can I update my personal details later? Yes. You can update your information after completing the required verification process. How can I contact Capitex? You can contact us through our official customer support, email, or website. Does Capitex guarantee financial returns? No. Financial outcomes depend on the nature of the services, market conditions, and applicable terms. Capitex does not guarantee fixed returns unless specifically stated under a legally approved product or service. Where can I find the latest company updates? All official announcements are published only through Capitex's official website, mobile application, and verified social media channels. Get in touch Ready to put your capital to work? Book a free 30-minute consultation with a Capitex wealth advisor. No commitment, no pressure — just clarity on your options. SCHEDULE CONSULTATION TALK TO EXPERT Full Name* Phone* Email City Your Investment Budget* Choose Your Investment vertical* Submit

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Meet the experienced investment advisors and financial professionals behind Capitex Wealth and our client-focused wealth management services. Team Members Read More Ashley Amerson Product Manager This is placeholder text. To change this content, double-click on the element and click Change Content. Read More Marcus Harris Account Director This is placeholder text. To change this content, double-click on the element and click Change Content. Read More Mamta Makeover Professional Makeup Artist This is Mamta Bhavsar the founder of Mamtas Makeover ! Read More Brad Grecco Marketing Associate This is placeholder text. To change this content, double-click on the element and click Change Content. Read More Camilla Jones Content Manager This is placeholder text. To change this content, double-click on the element and click Change Content. Read More Brian Chung VP Product This is placeholder text. To change this content, double-click on the element and click Change Content. Read More Kelly Parker HR Representative This is placeholder text. To change this content, double-click on the element and click Change Content. Read More

Review the Terms and Conditions governing the use of Capitex Wealth's website, investment services, and customer responsibilities. Terms & Conditions Acceptance of Terms By using Capitex's services, you agree to these Terms & Conditions. Users must provide accurate and complete information during registration. Capitex reserves the right to verify, approve, suspend, or terminate any account if false information or policy violations are found. Users are responsible for maintaining the confidentiality of their account credentials. Capitex reserves the right to modify, suspend, or discontinue any service, feature, or policy at any time without prior notice. The company shall not be liable for losses arising from incorrect information provided by users, unauthorized account access, or circumstances beyond its reasonable control. Code of Conduct for Advisors Our advisors are excepted to uphold the highest standards of professionalism and ethics while representing Capitex Always act with honesty, integrity, and professionalism. Treat every client with respect, fairness, and confidentiality. Provide accurate information and never make false or misleading promises. Follow all company policies, applicable laws, and regulatory guidelines. Protect client data and maintain strict confidentiality. Avoid conflicts of interest and always act in the client's best interest. Maintain ethical behavior in both online and offline communication. Any misconduct or violation of company policies may result in disciplinary action, including suspension or termination. Disclaimer Capitex provides financial growth services, financial planning, real estate assistance, and other related business services. All information and services are provided for general guidance and are subject to applicable laws, company policies, and terms & conditions. Capitex does not guarantee fixed income or assured returns. Any bonuses, incentives, rewards, or earnings offered by the company are strictly performance-based and are available only after fulfilling the applicable work, eligibility, and company criteria. No benefits are provided free of cost or as an inducement to join. Users are advised to understand all applicable terms before making any financial or business decision. Frequently Asked Questions What is Capitex? Capitex is a Financial Growth Services & Planning company dedicated to helping individuals and businesses achieve their financial goals through professional guidance and solutions. Who can join Capitex? Any individual who meets the company's eligibility criteria and completes the required verification process. Is my personal information secure? Yes. We use appropriate security measures to protect your personal and financial information. How do I register? You can register through our official website, mobile application, or an authorized Capitex Advisor. Can I update my personal details later? Yes. You can update your information after completing the required verification process. How can I contact Capitex? You can contact us through our official customer support, email, or website. Does Capitex guarantee financial returns? No. Financial outcomes depend on the nature of the services, market conditions, and applicable terms. Capitex does not guarantee fixed returns unless specifically stated under a legally approved product or service. Where can I find the latest company updates? All official announcements are published only through Capitex's official website, mobile application, and verified social media channels.

Start investing through SIP with Capitex Wealth and build long-term wealth using disciplined monthly investments and expert financial guidance. Know SIP - (Systematic Investment Plan) Many investors now take the SIP (Systematic Investment Plan) route to begin their savings and take advantage of compounding returns in a best way. As SIP is considered as the most convenient way of investing in the equity markets, Financial Advisors suggest investors to opt for it. SIPs are generally advised to investors who look to invest a certain sum of money in mutual funds at regular intervals to build corpus for meeting any long term financial goals. SIP allows investor to choose the mode of investment as per their convenience- monthly, quarterly or annually, for investing in funds of their choice. Investors can choose from various investment vehicles to invest their money including stocks, mutual funds, ETFs, etc. SIP brings about a discipline in terms of investment habits. It helps the investor in maintaining a focused and dedicated approach towards investment. Starting with an amount as low as Rs.500-Rs.1000 per month, SIP offers a number benefits that make investment quite comfortable and enjoyable experience. Why To Invest Via SIP? It is light on your wallet. Since you can begin with amount as low as Rs.500, you can easily manage your investments and other expenses efficiently There is no much effort. A certain amount gets auto-debited from your account and invested into a specific mutual fund scheme The investment remains the same only the number of units bought/sold fluctuates as per prevailing market conditions More number of units can be purchased in a declining market and less number of units in a rising market Once an investor opts for SIP option, he/she automatically participates in the market swings SIP has been proved to be the most ideal way of investing for retail investors who do not have the resources to pursue active investments Build Your Wealth Through SIP: Many investors now take the SIP (Systematic Investment Plan) route to begin their savings and take advantage of compounding returns in a best way. As SIP is considered as the most convenient way of investing in the equity markets, Financial Advisors suggest investors to opt for it. SIPs are generally advised to investors who look to invest a certain sum of money in mutual funds at regular intervals to build corpus for meeting any long term financial goal SIP allows investor to choose the mode of investment as per their convenience- monthly, quarterly or annually, for investing in funds of their choice. Investors can choose from various investment vehicles to invest their money including stocks, mutual funds, ETFs, etc. SIP brings about a discipline in terms of investment habits. It helps the investor in maintaining a focused and dedicated approach towards investment. Starting with an amount as low as Rs.500-Rs.1000 per month, SIP offers a number benefits that make investment quite comfortable and enjoyable experience. START YOUR JOURNEY TALK TO EXPERT

Learn about Capitex Wealth, our experienced financial advisors, investment philosophy, and commitment to helping investors build long-term wealth. About us Built on Conviction. Driven by Purpose Capitex was founded by a team of experienced finance and infrastructure professionals who recognized a critical gap in India's financial ecosystem. While investment opportunities have become increasingly accessible, genuine, transparent, and personalized financial guidance remains available to only a small segment of investors. Capitex Alliance Financial Eco -System Capitex is a full-service wealth management and financial advisory firm dedicated to helping individuals, families, professionals, and businesses make smarter financial decisions with confidence. Our approach combines strategic planning, disciplined investing, and unbiased advisory to create sustainable long-term wealth. Capitex Alliance Rather than offering isolated financial products, we build complete financial ecosystems tailored to every client's goals. From wealth creation and capital preservation to financial protection and future planning, every recommendation is backed by research, transparency, and a client-first philosophy. Our Integrated Ecosystem Includes: Investment Advisory Mutual Funds SIP, CIMP CGP Fixed Deposits Banking Solutions Loan & Credit Assistance Insurance Planning Real Estate Advisory Capitex Education for Financial Literacy We believe that successful wealth management is not about chasing market trends—it is about creating a disciplined financial roadmap that grows with every stage of life. Whether you're building your first investment portfolio, planning for retirement, protecting your family's future, or diversifying your assets, Capitex serves as your long-term financial partner. WHO WE ARE Your capital deserves a dedicated partnership. Capitex is founded by a group of finance and infrastructure professionals who believed that wealth management in India was broken — not because the tools did not exist, but because access to honest, personalised advisory was limited to the top 1% of investors. — backed by Capitex Infra, our parent company with an active real estate portfolio across eight Indian cities. Capitex Private Wealth operates as part of the Capitex Group — an integrated financial and infrastructure conglomerate with real assets, operational depth, and a decade of market experience. Investment Advisory Experts on Board Capitex Professionals PARENT COMPANY Capitex Infra Real estate acquisition, development & disposal BACK & FUNDS Capital flow & institutional credibility WEALTH MANAGEMENT ARM Capitex Wealth Investment advisory, SIP,MUTUAL FUNDS,CGP & CIMP GROUP COMPANY BACKED BY Capitex Infra INFRASTRUCTURE. REAL ESTATE. PROPERTY DEVELOPMENT Capitex Private Wealth is backed by Capitex Infra — a real estate and infrastructure company with an active portfolio of property acquisitions, developments, and strategic disposals across Indian growth markets. Capitex Infra identifies undervalued properties, acquires them at strategic entry points, improves or develops them where appropriate, and sells at a profit — generating real, asset-backed returns from India's expanding real estate market. This institutional foundation means Capitex Private Wealth is not a standalone advisory firm. It is the wealth management arm of an established group with hard assets, operational track record, and skin in the game. How Capitex Infra Creates Value 01 Identify & Acquire Capitex Infra scouts residential, commercial, and land parcels in high-growth corridors — focusing on markets where demand is rising faster than supply. Properties are acquired at below-market or distressed valuations where possible. 02 Develop or Hold Depending on the asset type and market cycle, properties are either developed to unlock value — through construction, renovation, or zoning improvements — or held strategically while market appreciation accrues. 03 Sell at Profit Assets are disposed of at peak valuation — generating returns that flow back into the group and fund Capitex Private Wealth's operations, credibility, and capital base. The cycle repeats, compounding group value over time. PROPERTY CATEGORIES RESIDENTIAL Apartments, villas & plotted developments COMMERCIAL Office spaces, retail & mixed-use assets LAND & DEVELOPMENT Strategic land parcels in growth corridors ₹55 Cr+ Property portfolio value 60+ Properties transacted 5 Cities Active market presence LEARN ABOUT CAPITEX INFRA Getting Started From Inquiry to Investment in 4 Simple Steps 01 Free Consultation A 30-minute conversation with a Capitex advisor to understand your financial goals, risk comfort, and investment horizon. No commitment required. 02 Plan Recommendation We recommend the investment option most suited to your profile — whether that is a bank FD, SIP, mutual fund, or the CIMP programme. 03 Documentation Complete your KYC, sign your investment agreement, and fund your account. Our team walks you through every form. Monitor & Grow 04 Access your portfolio dashboard anytime. Receive monthly statements. Speak with your advisor at any scheduled START YOUR JOURNEY TALK TO EXPERT

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Marcus Harris Account Director Connect me here Portfolio Service's Package's Hello ! This is placeholder text. To change this content, double-click on the element and click Change Content. Book Now Certified Makeup Course's Book a class Basic Makeup Course A Basic course is designed for beginners who have little to no prior experience with makeup application. This course covers the fundamental techniques and skills needed to create natural everyday makeup look. Book Now Professional Makeup Artistry A Professional makeup artistry course is designed for individuals who aspire to pursue career as a makeup artist. This course covers all aspects of makeup & provides in-depth knowledge & hands-on training Book Now Advance Makeup Course An Advance makeup course is suitable for individuals who already have basic understanding of makeup application & want to enhance their skills further. This course drives deeper into more complex techniques & specialized makeup looks Book Now Our Services Welcome to the world of beauty and artistry, where every brushstroke brings out the true essence of your unique beauty. I am Mamta Bhavsar, a passionate and skilled makeup artist with over 12 years of experience in the industry. My journey in makeup artistry has been nothing short of magical, and I am thrilled to share my expertise and creativity with you. Book a class Bridal Makeup Book Now Hairstyling Book Now Celebrity Makeup Book Now Makeup Academy Book Now

Explore mutual fund investment solutions including SIP, STP, SWP, equity funds, and debt funds with expert guidance from Capitex Wealth. Know Mutual Funds Mutual funds offer a way for a group of investors to effectively pool their money so they can invest in a wider variety of investment vehicles and take advantage of professional money management through the purchase of one mutual fund share Mutual fund companies essentially collect the money from their investors, or shareholders, and invest that pooled money into individual investment vehicles according to some risk profile, money management philosophy, or financial goal. The mutual fund then passes along the profits (and losses) of those investments to its shareholders. More & more people are learning about mutual funds as a means of investment. From putting one's money into fixed deposits or investing in real estate, people are becoming aware of mutual funds as lucrative choice of savings & investments. It is becoming the most sought-after method of investing but having limited or no knowledge of it can hamper one's plan to go ahead with mutual funds completely. Here, we will give you a summarized info about all you need to know about mutual funds & the benefits it carries. Why Invest in MF? Types of Mutual Fund STP Debt Mutual Funds What is ELSS ? SWP Why To Invest In Mutual Funds? Let's glance at why should one consider investing in mutual funds over other options to achieve their financial goals: Professional Managers Mutual funds are managed by professional people who have years of experience handling different types of assets. They are a group of dedicated team that handles all financial decisions based on the performance & prospects available in the market. Offers Convenience If saving time & convenience is what you seek then mutual funds are an ideal choice for investment. Because of low investment amount options, multiple choices based on one's life & financial goals, offering the ability to redeem them on any business day, mutual funds are much sought after Diversification Mutual funds help counter risks to a large extent by equally distributing your investments across diverse range of asset classes. Mutual funds work by the adage “Do Not Put All Your Eggs in One Basket”. Counter Inflation Investing in mutual fund is a smart way of beating inflation as it helps investors to generate inflation-adjusted returns, without spending much time or energy on it. This choice of investing makes sure that the purchasing power of your money doesn't go downhill over some years. Less Expensive As compared to investing directly in capital market, mutual funds offer investors the advantage of low cost investment. Most stock options require a huge capital to begin with, on the other hand mutual funds can be started with as low as Rs.500 per month & investors can derive benefit from the long-term equity investment. Safe & Transparent Since every mutual fund is regulated by SEBI, you need not worry as your investments are safe. SEBI has several regulations & legal frameworks in place which ensures that your investments are managed in a disciplined manner. Now it's true that every investment is subject to certain risks, however, prudent selection based on strong market knowledge & fundamentally sound securities with diversification can help hedge such risks and generate high returns on your investments. Types Of Mutual Funds Debt Funds Income Funds mainly focus on generating regular income for the investors by investing in high dividend generating stocks, government securities, certificate of deposits, corporate bonds, money market Instruments, and debentures. International Funds The international fund usually refers to an investment or mutual fund composed of international bonds and foreign company stocks. Bond Funds A bond mutual fund invests in debt instruments issued by governments and/or corporations. Most of these funds are designed to provide interest income for shareholders in the form of dividends that represent the total interest payments made by all bonds in the fund's portfolio. Dividend Fund This type of mutual funds invests in stock of companies that pay dividends, which are profits that a company shares with its stakeholders. These are income generating funds & tend to be less risky than other types of funds. It is a good choice of investment for those who seek regular payments over appreciation. Balanced Funds The strategy used by these funds are to maintain a certain percentage of mix of both fixed income & equities. Normally, a typical balanced fund will maintain a distribution of 60% equity & 40% fixed income. A similar type of fund known as “Asset Allocation Fund” follows on similar objectives that of Balanced Funds but then these kinds of funds do not hold any specified percentage of any asset class. STP (Systematic Transfer Plan) STP is a way through which one invests a lumpsum amount in one scheme & regularly transfers a pre-defined amount into another scheme of the same mutual fund house. In the long run, STP helps in cutting down risks to a considerable level & earning good returns. Basically, STP means transferring an investment from one asset or asset type into another asset or asset type. This transfer process happens gradually over a period of time. Further, STP can be classified into three parts : Fixed STP - Here the investors take out a fixed sum from one investment to the another. Flexi STP - Here, the investor has a choice to transfer a variable amount towards the investment. Capital Appreciation STP - Here the investors take out the profit part of the investment & invest it in another. Benefits Helps in Re-balancing Portfolio Through STP, one can balance their portfolio effectively as this method allows the allocation of investments from equity to debt or vice versa. If your investment equity goes up then it can be switched from an equity to a debt fund. Consistent Returns Through STP one can transfer the set amount to a target equity fund while still being invested in a debt or liquid fund. So, an investor stands to gain benefit from the returns of the equity fund to which the funds are being transferred to & at the same time remain protected as a part of the investment remains in debt. Averaging of Cost STP helps in averaging out the cost as it assists in buying units when the rates are lower & vice versa. Debt Mutual Funds Debt Funds / Liquid Funds are categories of mutual funds that invest 100% of the underlying investments in debt securities. In other words, these funds do not take any exposure to the equity markets. Hence these funds are relatively less volatile than the equity funds. Debt Funds / Liquid Funds carry risks that are inherent to debt securities viz. Credit Risk, Interest Rate Risk and Liquidity Risks. Unlike a Fixed Deposit, open-ended debt mutual funds do not carry any maturity date and hence the investors have the flexibility to withdraw anytime that they need the money. Investors can also opt for the Systematic Withdrawal Plan (SWP) if they wish to need to withdraw money for their regular needs. Once the investor redeems (withdraws) from the debt/liquid funds scheme, the gains that accrue are taxed as Short Term Capital Gains (holding period of below 3 years) / Long Term Capital Gains (holding period greater than 3 years). This can be advantageous for investors in the highest tax bracket. SWP (Systematic Withdrawal Plan) SWP is a facility offered by mutual funds to enable the investors to redeem the units in small portions at regular intervals so that short term goals or monthly income needs are met. The intervals period can range from monthly or quarterly. SWPs are preferred choice by retired individuals as it can help in creating regular flow of income from their investment corpus in mutual funds. Other investors can opt for this to pay EMIs, pay bills, & to take care of other expenses. SWP can be effectively used to make better use of surplus funds as it allows you to invest that amount in mutual fund schemes & facilitates withdrawal as per your requirement. It also offers capital protection as returns on arbitrage funds are risk-free. Benefits Tax Advantage When one withdraws through SWP, the amount doesn’t attract any tax. All the money withdrawn will be capital itself. Fixed Income: This facility is a good choice for those who are looking for regular income over a period of time. Rupee Cost Averaging: This method allows an investor to invest a fixed amount at regular intervals which ensures that the investor buys more shares of an investment when the prices are low & less when the prices are high. What Is ELSS? ELSS OR Equity Linked Savings Scheme, as the name suggests, is an equity based mutual fund. Through ELSS, one can invest in tax saving mutual funds. There are many advantages to investing via ELSS like: Avail tax deductions under Section 80C Your principal amount gets multiplied due to the POWER OF COMPOUNDING The returns you earn within the lock in period are TAX FREE Substantially HIGHER RETURN Minimum lock in period of 3 YEARS ELSS is an equity diversified fund & investors enjoy both the benefits of capital appreciation as well as tax benefits. But for long term, ELSS generate better returns though with slightly higher risk. Benefits of ELSS Here's some points of advantage one can derive by investing in ELSS: Equity's Potential in Getting Return Equities are known for giving potentially higher long-term gains compared to other tax saving instruments available in the market. So, with ELSS, one can more effectively & efficiently construct a portfolio keeping in mind the long-term perspective. Tax Saving Instruments Under section 80C, investments in ELSS are exempt from tax. And the returns received from equity funds after the end of 1 year is also tax free. As ELSS funds come with a lock in period of 3 years, the returns, dividends, capital gains also become tax free. Outperforming Funds If you want to save money & earn higher return of approximately 15 percent & more than ELSS funds are the way to go. Financial Goal Planning With inflation beating returns, ELSS funds are the best when it comes to long term financial planning. Under the guidance of an expert financial advisor, one can easily achieve the set goals of buying their dream home, children’s education, wedding, car & much more. Less Lock in Duration ELSS funds have a 3-year lock in period, which is less as compared to other investment avenues like PPF, FDs, NSC. Investment Option One has an option of either investing in one go i.e. lumpsum amount or can opt for SIP. SIP or Systematic Investment Planning is where a certain amount gets deducted from your account on a monthly basis. Side by Side All Investment Plan Benefits Feature Fixed Deposit SIP Mutual Fund CIMP CGP- Capital growth Return Type Minimum Duration Monthly return Capital Safety Professional MGMT Career Track Best For Guranteed fixed ₹ 1,000+ 7 Days-10Years Interest payout option Up to ₹5L (DICGC) X X Safety first short-term Market-Linked ₹500/Month Open-Ended Growth only mostly Market Risk applies Fund Manager X Long-term, wealth building Market-Linked 12-18% target ₹10,000 (Prime) Open-Ended End of Cycle Returns Market Risk does'nt applies Capitex Commitee Included Growth Investors 16-20% Per Annum Growth ₹2,000,00 Open-Ended Monthly Distribution Market Risk does'nt applies Capitex Commitee Included Larger portfolio,High returns Connect us today Start Investing Today Choose your tier. Start your journey. Select the Investment that fits you, fill in your details, and a Capitex advisor will contact you within 24 hours to complete onboarding. SCHEDULE CONSULTATION TALK TO EXPERT Full Name* Phone* Email City Your Investment Budget* Choose Your Investment vertical* Submit